Well now, a sorry tale: one cold night in late November I was on my way home in Neville. The roads weren't icy (oh yes they were!) until I reached a sharp right over a little bridge at the bottom of a hill. It's a known ice pocket and I should have known better.... Anyway, as I turned the back slid out and bashed into the stone bridge. Bah! Got home, had a look: dents and scrapes over the NSR wheel arch and a chipped alloy. Double bah! Anyway, had the damage repaired by a good local guy I've used before; sort the alloy later. All drives OK except that the steering wheel is no longer level when going dead ahead. Took Nev for 4-wheel alignment last week. The fact that the rear axle is fixed means that there's no adjustment and with the best they can do the tracking's out by about 4mm. Ah. Clear damage to the rear axle - insurance job. Contacted Quote Me Happy - all good. Things going ahead. Then my son worried me: "Might they write it off Dad?" Surely not! It's a 59 plate with 31K on the clock. Well, now I'm properly worried. Market value's about £4.5K or so, value to insurance co. rather less. I've no idea how much replacing the rear axle would be but they've got to come from the repair centre in Dumfries to collect it (more expense) and leave a courtesy car. What do you reckon - what's the cut-off point before they deem the repair "uneconomic" in terms of the percentage value of the repair compared to the value of the car? Neville drives fine, except that he's going to wear tyres unevenly. Obviously I'm in the loop now, but I'd really appreciate the Copenworld community's wisdom on the likely outcome and, if it's bad news, the best way ahead. Thanks so much, in advance!