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Can anyone recommend cheap insurance.

Discussion in 'General Chat' started by jojo, Jul 7, 2012.

  1. jojo

    jojo Copenworld Newbie

    Joined:
    Aug 19, 2011
    Location:
    Barnsley South-Yorkshire
    Car(s):
    Copen
    Hi my insurance quotes are quiet high, can anyone recommend a company I could try? Jojo. :think:
     
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  2. hue-vashon

    hue-vashon Copenworld Newbie

    Joined:
    Mar 27, 2012
    shop around

    The cost of insurance will vary depending on many different criteria such as age, experience, NCD, location, value of car, parking, your employment and even your job. I got my best deal from 1stCentral and Sainsury's which I found on MoneySavingExpert.com, I tried Aviva and Admiral but they were both about £200 more. One thing that can make a lot of difference to the cost of your premium is your job title. I change jobs quite a lot and have noticed a up to a 30% change in the cost of my policy. If your employment is "flexible" it is worth trying a few different job titles that could apply to you.

    Good luck

    Sam
     
  3. Binz

    Binz Copenworld Regular

    Joined:
    Apr 27, 2012
    Location:
    North Hampshire
    Car(s):
    Copen (plus Suzuki VanVan and Honda CRV)
    Direct line was cheaper than anything on comparison site for me; but was a pain in the aris' getting them to accept the immobiliser was there and met their requirements. For wife's car comparison site found stuff cheaper than direct line. conclusion; shop around and don't just look at comparison sites.
    keikars has some insurance link too (footman james?) but that was a lot more expensive for me.
     
  4. nertman

    nertman Copenworld Regular

    Joined:
    Mar 5, 2012
    Location:
    Braintree Essex
    Car(s):
    57 plate copen
    Customised MGTF
    Nissan Terrano
    Suzuki GSR
    Kawasaki W800
    Peter Best insurances

    Google the above speak to the Maldon office ,they are setting up a discount scheme for Copen owners the same as they do for other types of cars,

    We will be using them as they have proved first class for other cars/members of the Nert club
     
  5. jojo

    jojo Copenworld Newbie

    Joined:
    Aug 19, 2011
    Location:
    Barnsley South-Yorkshire
    Car(s):
    Copen
    Thanks for the help guys.....I'll take a look at your suggestions:p
     
  6. penlanone

    penlanone Copenworld Newbie

    Joined:
    Jul 4, 2012
    Location:
    IOW
    Car(s):
    Copen (Arrr)
    Zafira (ugh!)
    BMW F650 CS (Yum)
    Insurance ...

    Hi JoJo - if it's not too late, I just insured my Copen with Swinton, fully comp, £214. Good luck!
     
  7. Adnan

    Adnan Copenworld Member

    Joined:
    May 13, 2012
    Location:
    UK
    Car(s):
    Copen
    Car Insurance

    Right, My insurance is due for renewal next month. I am with Tesco and they have sent a renewal price of £1233+ :eek:

    I have been on comparison sites and the best price I can get is around £650 :think:

    I am 26 with 8 years NCD work as an accountant. I had a little incident in Sep 2010 but I never claimed anything because it was hardly a scratch on mines but the other driver wanted money and I just said to deal with the insurer and then she told me she would claim the injuries as well. I said I can't be bothered do what you like and didn't realise the consequences :-((

    I see people only paying around £200, why mines is so high :think:
     
  8. Binz

    Binz Copenworld Regular

    Joined:
    Apr 27, 2012
    Location:
    North Hampshire
    Car(s):
    Copen (plus Suzuki VanVan and Honda CRV)
    you have the privilege of youth, I'm paying £200 and a bit but i'm 46

    to get it cheaper you could try the insurers that aren't on comparison sites (e.g. i found Direct Line were cheaper than the comparison sites could find )

    if you haven't already, can you add an older person to your insurance? My stepdaughter got her insurance cheaper because my wife was a named driver on the policy, even though she lives 100 miles away
     
  9. Adnan

    Adnan Copenworld Member

    Joined:
    May 13, 2012
    Location:
    UK
    Car(s):
    Copen
    Thanks Binz.

    When you say named driver, do you mean first driver or the additional driver. I might add my great great grandfather who lives thousands miles away in heaven ;)

    I have tried direct line , sainsburys, swinton, 1st central and they were all too high.

    When I was under 25 I thought once I past 25 my insurance would come down but it hasn't in fact its gone up :eek:
     
  10. DaG

    DaG Copenworld Guru

    Joined:
    Jul 11, 2012
    Location:
    Sunderland
    Car(s):
    Copen 1.3
    This is how it is in the car insurance world. One company can be cheap for one driver but the same company will be very expensive for another, even with the same car. Best thing is shop around.
     
  11. Binz

    Binz Copenworld Regular

    Joined:
    Apr 27, 2012
    Location:
    North Hampshire
    Car(s):
    Copen (plus Suzuki VanVan and Honda CRV)
    it would be yourself as main driver and the older person as an additional named driver.
     
  12. Quartz

    Quartz Copenworld Member

    Joined:
    Nov 7, 2012
    Location:
    Durham
    Car(s):
    Silver Copen 2007
    There is another option. Having a named older driver with a good track record might help. My lass is 27 only been passed 2 years and doesn't have any NCD.

    It would be 1200 for her on a little Saxo 1.1, but with me on it (33 and 8 yrs NCD) as a named driver brings it down to 800.

    Stick your dad on it :p
     
  13. trustafox

    trustafox Copenworld Guru

    Joined:
    Nov 19, 2012
    Location:
    East Mids
    Car(s):
    Yes
    There may be age range factors in their magical insurance formula but that it suddenly drops when you hit a certain age is just an urban myth. I never saw any sudden change with my insurance.

    It may have been true in the days when cars ran on coal, but not these days. I think its just something that's persisted.
     
  14. Adnan

    Adnan Copenworld Member

    Joined:
    May 13, 2012
    Location:
    UK
    Car(s):
    Copen
    Thanks Guys, :)

    The cheapest quote I got is from elephant and admiral which I think is the same companies. I have used admiral in the past and they were fine.
     
  15. DaG

    DaG Copenworld Guru

    Joined:
    Jul 11, 2012
    Location:
    Sunderland
    Car(s):
    Copen 1.3
    It goes up when you hit 70. :D
     
  16. trustafox

    trustafox Copenworld Guru

    Joined:
    Nov 19, 2012
    Location:
    East Mids
    Car(s):
    Yes
    is that the age they prescribe viagra then DaG? :D
     
  17. DaG

    DaG Copenworld Guru

    Joined:
    Jul 11, 2012
    Location:
    Sunderland
    Car(s):
    Copen 1.3
    I wouldn't know about that, another 49 years before I reach 70. :)
     
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